Co-Pays

A set amount you pay for visiting a provider. Usually don’t count towards your deductible.

In-Network Provider

Providers contracted with your health insurance carrier. They offer discounted, contracted rates.

Out-Of-Network Provider

A provider outside of your network. These providers aren’t typically covered by your insurance and cost more.

Coinsurance

A percentage of cost you are responsible to pay for covered services after meeting the deductible.