Open Enrollment:

July 15, 2020 – August 15, 2020

New Hires:

If you are hired BEFORE the 10th of the month, benefits are effective the first of the month following your date of hire. If you are hired AFTER the 10th of the month, your benefits are effective 30 days after your date of hire.

These Terms Will Help You Understand Your Benefits

Covered Service

Services, prescriptions, or equipment that are covered by your insurance plan and count towards your Deductible.

Deductible

The amount you must pay for covered health care services before you’re covered by your insurance plan.

Co-Pays

A set amount you pay for visiting a provider. This usually does not count towards your deductible.

In-Network Provider

Providers contracted with your health insurance carrier. They offer discounted, contracted rates.

Out-Of-Network Provider

A provider outside of your network. These providers aren’t typically covered by your insurance and cost more.

Coinsurance

A percentage of cost you are responsible to pay for covered services after meeting the deductible.

Out-Of-Pocket Maximum

The most you have to pay for covered services in a plan year.

Premiums

The monthly amount you must pay for your medical benefits.

Medical Plan Details

Documents and Provider Resources

Enrollment Guide Coming Soon

Medical

If you need further help, please contact: